CERTIFICATES OF DEPOSIT

CDs are bank deposits, FDIC insured, and have many advantages.
Higher interest rates are often available for varying terms of maturity.
Investors may also schedule maturity dates to coincide with future cash needs.

• Minimum deposit may apply
• Interest is accrued daily and paid quarterly
• Early withdrawal penalties may apply depending upon term of contract

INDIVIDUAL RETIREMENT ACCOUNTS

We want to help you plan for those golden years....easily, conveniently, and regularly.

No matter what your age, retirement is an important consideration.

We offer tax deductible Traditional IRAs and tax-free growth Roth IRAs. We also offer Education IRAs.

• Minimum deposit may apply
• Interest is accrued daily and paid quarterly
• Early withdrawal penalties may apply depending upon owner's age and term of contract

Stop in and let us help you save for your tomorrow.