CONSUMER CHECKING ACCOUNTS
Safe-Kept Checking
Now
Golden Opportunities
Money Market
Second Chance
Checking the way you want
Safe-Kept Checking
CHECKING FOR THE YOUNG AND YOUNG AT HEART
- $100 minimum deposit to open
- No Monthly Service Charge for ages 23 and under or ages 62 and over
- Unlimited Check, ATM and Visa Check Card transactions
- Free Online Banking, Online Statements and Online Bill Pay with two bills paid/month
- Free Mobile Banking, Notary Services and Info-line
- Truncated statements

— Monthly Service Charges for those outside specified age ranges
$3.00 if balance is between $200.00 — $499.99
$5.00 if balance is between $0.00 — $199.99
— $20 Fee for closing account within 90 days of opening
* Imaged statements available for any account listed for a $5.00 monthly fee.
Now
CHECKING WITH A SAFETY BONUS
- $500 minimum deposit to open
- Unlimited Check, ATM and Visa Check Card transactions
- Free Online Banking, Online Statements and Online Bill Pay
with two bills paid/month - Free Mobile Banking, Notary Services and Info-line
- $500 minimum balance to obtain APY (annual percent yield)
- Truncated statements

— Monthly Service Charge of $6.00 if balance is below $500
— $20 Fee for closing account within 90 days of opening
* Imaged statements available for any account listed for a $5.00 monthly fee.
Golden Opportunities
CHECKING WITH EXTRA BENEFITS FOR THOSE 50 AND OVER
- $100 minimum deposit to open
- Two Free Boxes of Checks per year*
- Four Free Phone Transfers per month
- Discount on Safe Deposit Box ($10 discount/year)
- Free Money Orders and Cashier’s Checks
- Tiered Rates
- Unlimited Check, ATM and Visa Check Card transactions
- Free Online Banking, Online Statements and Online Bill Pay
with two bills paid/month - Free Mobile Banking, Notary Services and Info-line
- $1,000 minimum balance to obtain APY (annual percent yield)
- Restricted to ages 50 and over
- Truncated statements

— Monthly Service Charge of $6.00 if average monthly balance is below $1,000
— $20 Fee for closing account within 90 days of opening
*Checks are Wallet/Duplicate Specialty Grey
* Imaged statements available for any account listed for a $5.00 monthly fee.
Money Market
CHECKING WITH GROWTH IN MIND
- $1,000 minimum deposit to open
- Tiered Rates
- Unlimited ATM transactions
- Free Online Banking, Online Statements and Online Bill Pay
with two bills paid/month - Free Mobile Banking, Notary Services and Info-line
- $1,000 minimum balance to obtain APY (annual percent yield)
- Limited Check and Visa Check Card transactions
- Truncated statements
- Restrictions apply*

— Monthly Service Charge of $10.00 if balance is below $1,000
— $20 Fee for closing account within 90 days of opening
*See account disclosure for details
* Imaged statements available for any account listed for a $5.00 monthly fee.
Second Chance
CHECKING FOR REBUILDING FINANCIAL CREDIBILITY
- $100 minimum deposit to open
- Unlimited Check, ATM and Visa Check Card transactions
- Free Online Banking, Online Statements and Online Bill Pay
with two bills paid/month - Free Mobile Banking, Notary Services and Info-line
- Restrictions apply*
- Truncated statements

— Monthly Service Charge of $10.95; or $7.95 with Direct Deposit
— $20 Fee for closing account within 90 days of opening
*See customer service representative for details
* Imaged statements available for any account listed for a $5.00 monthly fee.
Checking the way you want
CHECKING WITH YOU IN CHARGE
- $100 minimum deposit to open
- Four of the following options must be met
- Direct deposit
- e-statement
- An automatic transfer to a NWSB loan
- An automatic transfer to a NWSB deposit account
- One ACH debit per month
- Less than 5 paper items per month
- Enrollment and use of mobile banking
- Minimum of 2 online bill pay items per month

— Monthly Service Charge of $5.00 if 4 items are not met
— $20 Fee for closing account within 90 days of opening
* Imaged statements available for any account listed for a $5.00 monthly fee.
