Business Banking Services - The New Washington State Bank

Business is complicated. Banking shouldn’t be.

NWSB provides a variety of solutions to help your business grow whether it is credit, financing, or treasury and payment solutions. If you need to move your current location or expand your facilities, NWSB offers customized lending and financing solutions to help you and your business be successful.

Credit Cards Small Business Loans Business Line of Credit Commercial Real Estate

Business Credit Cards

Let the NWSB credit card make your life easier by streamlining payments for expenses, travel and entertainment. The NWSB Business Rewards cards allow you to earn cash or rewards for every dollar spent.

Visa Platinum Business Cash Rewards
Visa Platinum Business Rewards
Visa Platinum Business

Apply today to make your life easier.

NWSB Small Business Loans

Let NWSB find the right business financing to help your business be more successful. NWSB offers a variety of customized solutions to fuel your growth

Traditional Term Loans with a set payment and terms – This product is typically used to purchase equipment and vehicles with repayment terms up to 7 years. Variable and fixed interest rates are available depending upon the product.
Guidance Line – Get pre-approved for a committed amount, allowing you to make purchases against the line for 1 year.
SBA 7A Loan – Allows for a variety of purchases including business acquisition, real estate purchase, equipment purchase, tenant improvements, working capital and business expansion. SBA allows for higher loan to values with more flexible terms, including longer terms and maturities. SBA fees may apply.

Apply for NWSB Small Business Loan Now.

NWSB Business Line of Credit

An NWSB Business Line of credit ensures you have the flexibility needed to run your business when the unexpected occurs.

Features:

A variable rate (indexed to Prime)
Interest rate will be determined based on factors that include your banking relationship, credit and collateral.
Monthly minimum payment is accrued interest.
Make payments online.

Apply for NWSB Business Line of Credit Now.

Commercial Real Estate Financing

Relieve the uncertainties of leasing by buying, renovating or refinancing owner-occupied real estate with an NWSB commercial real estate loan. Growing your business starts here. See how our customized financing solutions can help you.

Loans up to 80% financing available, dependent upon the financing options selected
Construction loans are available with interest only payments during the construction draw period
Development loans are available with interest only payments during the draw period of the development loan
Variable and fixed rate loan options are available
Flexible payment terms with up to a 25-year amortization available
Refinancing options to lower your existing payment(s)
Conventional and SBA financing available

Have an NWSB commercial specialist contact you to discuss your needs